- January 28, 2025
- Posted by: admin
- Category: Competitive research
Last week I was reading some article on millennial investment strategy, first I would like explain here millennial are generally known as a generation of the people who has born between 1981 to 1996 . study shows that millennial staying in India and NRI ( non residential Indian )millennial has a different investment behaviour.
Indian residential Millennial investment behaviour is depend upon various factors such as geographical difference , exposure to different financial markets, economical difference in the society, lack of financial education available around. Conservative risk taking attitude, Indian millennial majorly focuses on domestic investment options like mutual fund, stocks , real estate , gold they offend look for the investment opportunity which is comfortably in to their geographical range as well as familiar to them. With the increasing exposure to digital financial tools millennial are now becoming more open to equity markets, cryptocurrencies, and startup investments.
NRI millennials being abroad are more attracted to global diversification they tend to look for a international stocks , US dollar – dominated investment instruments like foreign mutual funds. NRI millennial usually look for global growth opportunities, They always gets opportunity to balance their portfolio with investment in both Indian and International markets so that they can reduce the risk and maximize the returns. NRI millennial always look for an investment opportunities that align with their global interests they mostly have a long term investment horizon they majorly focus on wealth building and their retirement planning, building assets back in India. NRI millennial face complex tax regulations in their resident country as well as in India. Tax free returns and repatriation benefits make investing in India attractive to NIR Millennial but tax planning is always more crucial for them.
Indian and NRI millennial both are optimistic about India’s fastest economical future growth. They have strong sense of nationalism. Millennial are optimistic about India’s potential but are also cautious about risks. These diffidence highlight how cultural, geographical and regulatory factors shape the investment behaviour millennial . Wealth management experts play a key role in helping Indian and NRI millennial invest wisely by customized investment strategies that align with their financial goals, risk managements considering various life stages. let’s be a part of India’s growth story by investing immerging economical growth of INDIA… JAIN HIND